:root{
  --navy:#0d2240;
  --blue:#1d3e8a;
  --red:#d72828;
  --ink:#172033;
  --muted:#5f6b7a;
  --line:#e6eaf0;
  --soft:#f6f8fb;
  --white:#fff;
  --shadow:0 18px 50px rgba(13,34,64,.10);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:var(--white);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(calc(100% - 36px),var(--max));margin-inline:auto}

.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.94);
  backdrop-filter:blur(14px);
  border-bottom:1px solid rgba(230,234,240,.9);
}
.nav{display:flex;align-items:center;justify-content:space-between;min-height:76px;gap:24px}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;letter-spacing:-.02em}
.brand-mark{
  width:44px;height:44px;border-radius:12px;
  display:grid;place-items:center;
  color:#fff;background:linear-gradient(135deg,var(--navy),var(--blue));
  box-shadow:0 8px 20px rgba(29,62,138,.20);
  font-size:17px;position:relative;overflow:hidden
}
.brand-mark:after{
  content:"";position:absolute;right:-8px;top:-8px;width:26px;height:26px;
  border-radius:50%;background:var(--red)
}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text strong{font-size:18px;color:var(--navy)}
.brand-text span{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:5px}
.nav-links{display:flex;align-items:center;gap:24px;font-size:14px;font-weight:600;color:#354052}
.nav-links a:hover{color:var(--blue)}
.nav-toggle{display:none;border:0;background:transparent;font-size:26px;line-height:1;cursor:pointer;color:var(--navy)}

.hero{
  position:relative;overflow:hidden;
  padding:92px 0 82px;
  background:
    radial-gradient(circle at 88% 18%, rgba(215,40,40,.09), transparent 26%),
    radial-gradient(circle at 78% 55%, rgba(29,62,138,.12), transparent 32%),
    linear-gradient(180deg,#fff 0%,#f9fbff 100%);
}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:64px;align-items:center}
.eyebrow{
  display:inline-flex;align-items:center;gap:9px;
  color:var(--blue);font-weight:800;font-size:13px;letter-spacing:.12em;text-transform:uppercase
}
.eyebrow:before{content:"";width:28px;height:2px;background:var(--red);border-radius:2px}
h1{
  font-size:clamp(42px,5.5vw,72px);
  line-height:1.02;letter-spacing:-.045em;
  margin:18px 0 24px;color:var(--navy)
}
.hero p{font-size:19px;color:var(--muted);max-width:700px;margin:0 0 30px}
.actions{display:flex;flex-wrap:wrap;gap:14px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  min-height:50px;padding:0 22px;border-radius:12px;
  font-weight:800;font-size:15px;transition:.2s ease;border:1px solid transparent
}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 12px 28px rgba(29,62,138,.22)}
.btn-primary:hover{transform:translateY(-1px);background:#173477}
.btn-secondary{background:#fff;color:var(--navy);border-color:var(--line)}
.btn-secondary:hover{border-color:#bfc8d6;transform:translateY(-1px)}
.hero-card{
  background:#fff;border:1px solid var(--line);border-radius:28px;
  padding:34px;box-shadow:var(--shadow)
}
.hero-card h2{margin:0 0 18px;color:var(--navy);font-size:24px;letter-spacing:-.025em}
.checklist{display:grid;gap:14px;margin:0;padding:0;list-style:none}
.checklist li{display:flex;gap:12px;align-items:flex-start;color:#3f4b5c}
.check{
  flex:0 0 24px;width:24px;height:24px;border-radius:50%;
  display:grid;place-items:center;background:#eef3ff;color:var(--blue);
  font-size:13px;font-weight:900;margin-top:1px
}

.section{padding:84px 0}
.section-soft{background:var(--soft)}
.section-head{max-width:760px;margin-bottom:40px}
.kicker{color:var(--red);font-size:13px;font-weight:900;letter-spacing:.12em;text-transform:uppercase}
h2{font-size:clamp(30px,4vw,46px);line-height:1.1;letter-spacing:-.035em;color:var(--navy);margin:8px 0 14px}
.section-head p{margin:0;color:var(--muted);font-size:18px}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;box-shadow:0 6px 20px rgba(13,34,64,.04)
}
.card .num{font-size:12px;font-weight:900;color:var(--red);letter-spacing:.12em}
.card h3{margin:10px 0 9px;color:var(--navy);font-size:20px}
.card p{margin:0;color:var(--muted)}

.process{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.step{padding:22px 18px;border-top:3px solid var(--blue);background:#fff;border-radius:0 0 14px 14px}
.step strong{display:block;color:var(--navy);margin-bottom:6px}
.step span{font-size:14px;color:var(--muted)}

.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:54px;align-items:start}
.about-panel{
  border-radius:24px;padding:34px;
  background:linear-gradient(145deg,var(--navy),#122f5d);
  color:#fff;min-height:100%
}
.about-panel .big{font-size:32px;line-height:1.2;font-weight:800;letter-spacing:-.03em}
.about-panel p{color:#dbe5f5}
.about-copy p{color:var(--muted);font-size:17px}
.about-copy strong{color:var(--navy)}

.contact-box{
  display:grid;grid-template-columns:1.1fr .9fr;gap:34px;
  background:var(--navy);color:#fff;border-radius:28px;padding:46px
}
.contact-box h2{color:#fff;margin-top:0}
.contact-box p{color:#d4deec}
.contact-meta{display:grid;gap:14px;align-content:center}
.contact-item{
  padding:16px 18px;border:1px solid rgba(255,255,255,.16);
  border-radius:14px;background:rgba(255,255,255,.05)
}
.contact-item small{display:block;color:#9fb0c8;text-transform:uppercase;letter-spacing:.1em;font-size:10px;font-weight:800}
.contact-item a,.contact-item span{font-weight:700}

.site-footer{padding:32px 0;border-top:1px solid var(--line);background:#fff}
.footer-grid{display:flex;align-items:center;justify-content:space-between;gap:18px}
.footer-links{display:flex;flex-wrap:wrap;gap:18px;font-size:13px;color:var(--muted)}
.footer-links a:hover{color:var(--blue)}
.copyright{font-size:13px;color:var(--muted)}

.legal-hero{padding:72px 0 36px;background:linear-gradient(180deg,#f8faff,#fff)}
.legal-hero h1{font-size:clamp(38px,5vw,58px);margin-bottom:12px}
.legal-wrap{width:min(calc(100% - 36px),860px);margin-inline:auto;padding:44px 0 84px}
.legal-wrap h2{font-size:26px;margin-top:34px}
.legal-wrap h3{color:var(--navy);margin-top:28px}
.legal-wrap p,.legal-wrap li{color:#495568}
.legal-wrap ul{padding-left:20px}
.notice{
  margin:20px 0;padding:18px 20px;border-left:4px solid var(--blue);
  background:#f5f8ff;border-radius:0 12px 12px 0;color:#44516a
}

@media (max-width:900px){
  .hero-grid,.about-grid,.contact-box{grid-template-columns:1fr}
  .services{grid-template-columns:repeat(2,1fr)}
  .process{grid-template-columns:repeat(2,1fr)}
  .hero{padding-top:70px}
  .nav-toggle{display:block}
  .nav-links{
    position:absolute;left:18px;right:18px;top:68px;
    display:none;flex-direction:column;align-items:stretch;gap:0;
    padding:12px;background:#fff;border:1px solid var(--line);
    border-radius:14px;box-shadow:var(--shadow)
  }
  .nav-links.open{display:flex}
  .nav-links a{padding:12px 10px;border-bottom:1px solid #f0f2f6}
  .nav-links a:last-child{border-bottom:0}
}
@media (max-width:620px){
  .container{width:min(calc(100% - 24px),var(--max))}
  .services,.process{grid-template-columns:1fr}
  .hero{padding:56px 0 60px}
  .section{padding:64px 0}
  .hero-card,.contact-box{padding:26px}
  .footer-grid{align-items:flex-start;flex-direction:column}
  .brand-text span{display:none}
}